Checking Accounts

Checking that sets you free.

Free Checking from White Crown gives you more money to experience what our diverse Denver culture has to offer from hiking up the range or maybe even a Rockies baseball game.

Our Free Checking Account gives you 24/7 access to your money through Online Banking, surcharge-
free ATMs and telephone access. Plus, there’s no monthly fees or minimum balance requirements to worry about. It’s just straightforward money management that works for you.

  • No maintenance fees
  • Mobile/Online Banking
  • Free Bill Pay and E-Statements
  • Free Debit Card
  • 50 free checks
  • Unlimited check writing
  • Access to 30,000 Shared Branch and ATMs Nationwide
  • Funds insured up to $250,000 by the NCUA

Debit Mastercard®

Stop carrying a wad of cash around and writing checks! With a debit Mastercard from White Crown, you can spend your money with ease, anywhere Mastercard is accepted. Just swipe and the money is taken right from your White Crown checking account. It’s convenient, secure and flexible.

  • Safer than writing checks
  • Use at any White Crown or Shared Branch surcharge-free ATM nationwide
  • Use at millions of merchants, worldwide
  • EMV chip technology

Direct Deposit

With Direct Deposit, you can get your money automatically.

Get any recurring payment automatically deposited including:

  • Payroll checks
  • Social
  • Pension
  • Disability
  • Retirement

Signing up is simple.
Fill out our direct deposit form and head to your payroll department.

Overdraft Privilege

We’ve all done it… we’ve all charged a little more than was available in our checking account. No worries, though! White Crown’s got you covered with Overdraft Privilege.

If you accidentally overdraw your checking account with your debit card, bill pay, ACH payments or ATM, Overdraft Privilege will cover the expense for just a small fee.*

  • Overdrafts covered up to $750 with Direct Deposit
  • Helps you avoid expensive returned check fees
  • No annual fees
  • No interest charges

* Overdraft Privilege is not a line of credit and it should not be used to finance routine expenses. It is a tool to help you manage and protect your finances.
** Please be aware that White Crown does not have an obligation to pay your overdrafts and we may withdraw this privilege at any time.

Overdraft Line of Credit

Get an Overdraft Line of Credit and get protected with a safety net— just in case you overdraw your Checking Account.

How it works:

Your line of credit is there when you need it. Simply apply and get a fixed interest rate on the amount you borrow. You only pay back what you use through monthly payments or all at once. It’s the peace of mind you need… for those “just in case” moments.

  • Pay back only what you use
  • Competitive rates
  • Low hassle
  • Saves you money from high NSF fees
  • Must meet credit qualifications

Payroll Deduction

Payroll Deduction makes your savings plan or automatic loan payments a no-brainer. Automatically designate a portion out of your paycheck each month to pay for loans or move to another White Crown account.

  • Conveniently deposit money into other accounts without having to go to a branch
  • Easily maintain your savings plan
  • Make personal loan payments
  • Manage it all from Mobile/Online Banking

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