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Helping Members When You Need It Most

Unlike big banks, credit unions offer members personalized service and local decision makers that know just what their members need, and when they need it. 

That’s why, during this time of economic uncertainty, our HelpCO program was created. We are here to help our members and our community navigate these rapid economic changes, and to ensure your financial well-being. People helping people — it’s the credit union philosophy and what we have stood for for nearly 70 years.

For questions or immediate assistance, please feel free to contact us at (303) 534-4448 during normal business hours.

Auto Loan Refinance
No Payments For 90 Days*

Refinance your auto loan with us, and let us save you money each month on your monthly payment PLUS make no payment for 90 days**.

And, if your current rate is lower than what you would qualify for with us, we will match your rate and reduce it by 0.33% (floor of 2.99% APR)**.

*Interest will continue to accrue.

**APR= Annual Percentage Rate. Example: Loan of $20,000 at an Annual Percentage Rate (APR) of 2.99% and a term of 60 months has a monthly payment of approximately $359.28, with total estimated Finance Charge of $1,557.10. 

New and used vehicles currently financed or for purchase at another financial institution other than White Crown apply; no existing or loans originated at White Crown are eligible. Current loan rate (at other financial institution) must be less than what White Crown would currently offer based upon terms of current rate sheet. The 0.33% discount is off the current rate being paid or offered; proof of current rate required. Floor rate of 2.99% APR. If White Crown can offer a loan rate that is better than the rate currently being offered or paid at another financial institution, the White Crown rate will be the rate offered and the 0.33% rate discount will not apply. Rates and terms based on creditworthiness. Other restrictions may apply.

HelpCO Loan

If you have been affected by recent events, we’re here to help. Our HelpCO short-term loan will help get some cash in your pocket for bills and other expenses, so you can focus on the things that matter most. 

  • 3.99% APR***
  • No payments for 90 days, single pay****
  • No fees for first 90 days
  • Borrow up to 1.5 times your monthly net income or $10,000 max, whichever is less
  • Easy, online application
  • Fast approvals

Available only to members in good standing as of March 15, 2020.

***APR= Annual Percentage Rate. Example: Loan of $10,000 at an Annual Percentage Rate (APR) of 3.99% and a term of 6 months has a monthly payment of approximately $1,686.12, with total estimated Finance Charge of $116.70.

****Interest will continue to accrue. After 90 days, option to pay loan in full with interest, OR pay accrued interest and roll balance into a signature loan up to 18 months at your qualifying rate. 

Credit Card Skip-A-Payment

To further help our members during this time, all White Crown credit card payments will be deferred for the June and July 2020 cycle statements, due in July and August 2020*. If eligible, your billing statement will automatically reflect this. A payment amount will still show, but please look for a message stating if you are not required to make the payment. If you do not see the message, please remit payment as usual. 

If you are eligible to skip but are able to make your payment as usual, we encourage you to do so.  

Please note that no other cycle statements are eligible to be deferred and payments will be due as noted. 

  • Automatic deferral
  • No late fees
  • Will not be reported to bureau as late
  • Can continue to pay as normal if you choose

*Interest will continue to accrue. Please note that your Minimum Payment Due will continue to display as normal on cardholder statements, due to the Regulatory box. Please call us at (303) 534-4448 for questions or concerns. 

No-Penalty Certificate Withdrawals

Contact us to withdraw funds from your White Crown Certificates with no penalty. 

Real Estate Loan Forbearance

Contact us for real estate loan forbearance requests. We’re here to help.

We're here to help