Investment Accounts

Individual Retirement Accounts

Imagine your retirement enjoying concerts at Red Rocks, dining at the local downtown restaurants and breweries, or skiing down the slopes. Whatever the dream, work towards it with an Individual Retirement Account (IRA), with White Crown.

We offer both Traditional and Roth IRAs at competitive dividend rates and accept rollovers and transfers from other financial institutions.

What's the difference?

Traditional IRAs allow you to make tax-deductible contributions and defer taxes on your earnings. That means you get a tax break now while you’re saving and pay income taxes when you begin making withdrawals during retirement.*

Roth IRAs require you pay to taxes now, but the money you save will grow tax-free and you can make tax-free withdrawals during your retirement years as long as you meet certain requirements. Roth IRAs have more flexible rules for early withdrawal than Traditional IRAs.**

  • Deposits are federally insured up to $250,000 by the NCUA
  • Safe investment for the future
  • Both daily share accounts or share certificate accounts available
  • Traditional IRAs offer tax-deductible contributions
  • Roth IRAs feature tax-free withdrawals** please consult your tax professional for tax related details.

*/** Consult with your tax professional for tax related details.

certificate

Share Certificate

Save today, so you can enjoy tomorrow with a Share Certificate from White Crown. Investing in a Share Account is a safe and secure way to save and get a guaranteed return on your investment. Our flexible terms and competitive rates can help you continue on the path to a comfortable retirement.

  • Flexible terms from 3, 6, 12, 24, 36, or 60 months
  • Minimum deposit of only $1,000
  • Dividends are paid and compounded monthly
  • Automatic renewals
  • Deposits are federally insured up to $250,000 by the NCUA
  • Certificates can be used as collateral for share secured loans

Money Market Accounts

Keep your cash safe and secure… and liquid for whatever you may need. With a Money Market Account, your money is always accessible for emergencies, has a higher rate of return than a regular savings account and can have transfer capabilities, anytime.

  • Minimum deposit of $2,500
  • Earn a higher dividend rate
  • Federally insured up to $250,000 by the NCUA
  • Transfer funds to other accounts using Online Banking (limit 6 per month)

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