Rates & Fees

Rates effective as of 01/02/20

Shares and Additional Savings

Money Market Account

Children's Account

Teen Account

Share Draft

Share Certificates & IRA Certificates

IRA (Daily Account)

*APY = Annual Percentage Yield. Variable Rate. Rates may change after account opening. Fees may reduce the balance and earnings of the accounts and a penalty will be imposed for early withdrawal for term share accounts.

Note: All dividends are paid monthly.

Federally Insured by the NCUA

Rates effective as of 01/01/20

New Vehicle Loans 2015 & Newer

Used Vehicle Loans 2014 & Older


Recreational Vehicles

Bike Loans

Signature Loans

Line of Credit

Share Secured*

Certificate Secured*

2nd Mortgages**

Home Equity Line of Credit***

Rates based on credit rating and loan term.

*APR = Annual Percentage Rate.
Terms up to 84 months available upon request. Contact a loan officer for details.

**Terms available on fixed 2nd mortgages range from 5 to 15 years. Contact the credit union for additional rates.
Rates are subject to change without notice. Loan rates and terms are dependent on credit qualifications and loan-to-value of collateral. Loan rates listed are the lowest APR for well qualified borrowers and include all available discounts.
Terms up to 120 months available.

*** Prime +.00% Annual Percentage Rate is available with combined loan to value of no more than 90%. APR will vary based on Prime Rate as published in the Wall Street Journal which was 4.75% as of 10/31/2019. APR will not exceed 18% or be lower than 4.75%.

A creditor may use a unit-cost approach in making the required disclosure, such as “48 monthly payments of $27.83 per $1,000 borrowed.”

Loans subject credit qualification. Other restrictions may apply, call for details. Real estate loans are available on Colorado residences only.

Card Fees

Loan Account Fees

Other Service Fees

Share Draft Account Fees

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